We are not attorneys, so we do not draft legal documents. We do, however, work with a number of estate planning attorneys who will provide our clients with quality legal services in the area of estate planning. Similarly, we work with a number of CPA firms in the areas of complex tax planning, business accounting and tax filing.
We also accept financial planning engagements that are more limited in scope and are designed to look at only a few of these areas rather than the entire listing of topics. Fees for a comprehensive plan are billed at a flat rate depending on the scope and complexity of the services requested. Fees for providing advice of a more limited nature are billed at an hourly rate.
In an effort to provide quality financial planning and investment advisory services to our growing client base, new client relationships that provide for the on-going monitoring and review of investment portfolios will now be limited to those with portfolios of at least $100,000.
Many times a "significant life transition" will cause an individual to seek out the services of a financial planning professional. Examples of these "life transitions" may include:
- Birth of a child or grandchild
- Substantial inheritance
- Sale of a business
- Career change
- Caregiving for aging parents
- Serious illness
- Death of a spouse
- Other major changes in one's life
If you are experiencing one of these events in your life, or if you would like to discuss your financial situation with an independent, fee-only planner, please give us a call. We would be happy to meet with you, review your current situation, and design a plan to help you achieve your goals.
Issues Facing Retirees
A significant portion of our client base consists of individuals who are already retired or are within a few years of retirement, and although many of the concerns facing retirees are shared by younger individuals as well, some are unique to this age group. Here is a listing of some of the issues that we can address at FFP:
- Will I run out of money?
- What if I get sick?
- How should I invest my money?
- How can I make an impact on the lives of my grandchildren?
- How do I protect my assets?
- Where will my money come from?
- How much will I need?
- When should I start collecting Social Security?
If you share these concerns, please give us a call and let us help you sort through these issues.